Sell USDT, get paid to M-Pesa or bank in minutes — or buy straight into your own wallet. Code guards every step. No one to trust.
1 USDT ≈ 129.40 KES · best of competing quotes
Before anything moves, the stablecoins lock inside an on-chain escrow contract — a vault neither side can open alone.
Not paid? The vault stays shut. And if anyone lies, the contract demands proof.
Every order opens a price ladder. The best quotes win — and big orders split across wallets, each slice at its best rung. Keep scrolling — the order grows, the book fills.
Live in Kenya for ten months, settling on a public on-chain contract. These aren’t projections — they’re history.
Merchants set the rates for buying and selling — around 1% inside the market is typical — and earn that spread every time their float turns. Active merchants turn theirs twenty-plus times a day, protected by the same vault and the same proofs.
100 USDT float × 20 turns × ~1% spread ≈ 20 USDT gross on a busy day*
*You set the spread; the market sets the turns. Illustrative arithmetic, not a promise.
No. Sargo is a peer-to-peer marketplace. Funds go into an on-chain escrow contract — never an exchange account — and merchants compete to fill your order. Sargo never holds your money.
You see the full rate before you accept — what you're quoted is what you get. No deposit fees, no withdrawal fees, no surprises after the fact.
Both. Sell stablecoins for shillings, or pay shillings to buy stablecoins into your own wallet — the same escrow contract protects both directions.
In Kenyan shillings, straight to your M-Pesa or bank account, sent by the merchants who fill your order. Most swaps complete in minutes.
Escrow protects you first: the contract only releases when you confirm you've been paid. On any dispute, the merchant must produce a zero-knowledge proof of the bank transfer, verified on-chain — screenshots count for nothing.
Merchants set their own rates — around 1% inside the market is typical — and earn that spread on every order they win. Busy floats turn over twenty-plus times a day. Competition keeps client prices sharp; escrow keeps both sides safe.